Why do you need a business savings account? For starters, it lets you earn interest on idle funds. It also builds a financial buffer against cash flow shortfalls from unpaid invoices or seasonal lulls.

Move surplus cash into your business savings account during peak months, and you’ve got a liquid reserve to manage payroll and vendor invoices during the leaner months. You might also be able to use your savings as collateral for a Commercial Line of Credit.

Open a business checking account and become a member to get started.

What you need to open an account

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    Disclosures

    Rates are effective XXXX XX, 2026, and are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.