Overdraft Coverage Options
Overdraft Protection Link to Dirigo Federal Credit Union Deposit Account: $1 fee per transfer
Overdraft Protection Line of Credit: Subject to credit approval and interest
Member Privilege Standard or Extended Coverage: $25 fee per item presented*
Overdraft Protection Link applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another deposit account you have at Dirigo Federal Credit Union for a small fee.
Overdraft Protection Line of Credit applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from a line of credit you have at Dirigo Federal Credit Union for a finance charge. Please note that overdraft lines of credit are subject to credit approval.
To sign up or apply for these services, call (800) 281-5435, email info@dirigofcu.com, send a secure message through online banking, or visit a branch.
Member Privilege allows you to overdraw your account up to the disclosed limit for a fee to cover the cost of a transaction. Even if you have Overdraft Protection, Member Privilege is still available as secondary coverage should the other protection source be exhausted. Please review the FAQs below for important details.
*Per item presented means each time an item is presented, including re-presentment.