Get 2.00% cash back on debit card purchases up to $96 a year, plus refunds on ATM withdrawal fees.1

Make money while you spend it with our Signature Rewards Checking account. You’ll earn 2.00% cash back on your debit card purchases up to $96 per year1 when you meet the monthly requirements. Miss a month? Don’t worry, you’ll still earn our base dividend rate — and get back to earning rewards the very next cycle that you qualify.

Become a member today and simply ensure the following transactions and activities post and settle to your account during each monthly qualification cycle:

  • Make at least 12 debit card purchases
  • Enroll in and agree to receive e-statements
  • Enroll in and log into Digital Banking
  • Receive at least 1 ACH transaction credit (e.g., payroll direct deposit)

What you need to open an account

  • Full Legal Name
  • Date of Birth (must be at least 18 years old)
  • Government-issued Photo ID (driver’s license, passport, or state ID)
  • Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Current Residential Address (and mailing address, if different)
  • Contact Details (including phone number and email address)

Get Paid to Bank Local

Become a MemberOpen an Account

Account Disclosures

1Qualifying transactions must post and settle to the Dirigo Signature Rewards Checking account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. Monthly Qualification Cycle means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. For the Dirigo Signature Rewards Checking, if qualifications are met each monthly qualification cycle: (2) Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25 and credited to account on the last day of the monthly statement cycle; (3) When Signature Rewards qualifications are met during a Monthly Qualification Cycle, you will receive: (a.) 2.00% cashback on up to a total of $400.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period up to a maximum cash back earned of $8.00 per Monthly Qualification Cycle. (b.) Reimbursements up to an aggregate total of $25.00 (a maximum of $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if a transaction receipt is received within sixty (60) calendar days of the withdrawal transaction. If qualifications are not met however no ATM refunds will be paid. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply. Having at least one ACH Credit in your Dirigo Signature Rewards Checking account, a minimum of 12 POS debit card transactions, and receipt of electronic statements are conditions to qualify for the monthly reward each cycle period. If you close your account before the reward is credited, you will not receive the accrued dividend. Rates and rewards are variable and at our discretion, may change after the account is opened without notice to you. Fees may reduce earnings. No minimum balance is required to earn or receive the account’s rewards. See the accompanying Schedule of Fees for fees that may apply to this account. Rewards less than a penny cannot be distributed. Limit one account per social security number. Federally Insured by NCUA.

2LifeLock™ by Norton™ 1st Year Pricing – Important Subscription, Pricing and Offer Details: (1) Your subscription begins when your purchase is completed (or otherwise, when your payment is received). You must download and install on each device or complete enrollment to get protection. [If promo code: Special offer(s) may expire.] (2) By subscribing, you are purchasing a recurring subscription which will automatically renew. (3) The price quoted today is valid for the offered introductory term. After that, your subscription will be billed at the applicable monthly or annual renewal price herehttps://us.norton.com/pricing. The price is subject to change, but we will always send you a notification email in advance. (4) Cancel your subscription here: my.norton.com or by contacting Member Services & Support at: https://support.norton.com/ or at 844-488-4540. For more details, please visit the Refund Policy: https://www.norton.com/return-policy. Perpetual -Important Subscription, Pricing and Offer Details: (1) Your subscription begins when your purchase is completed (or otherwise, when your payment is received). You must download and install on each device and complete enrollment to get protection. Special offer(s) may expire. (2) By subscribing, you are purchasing a recurring subscription that will be billed at the applicable monthly price found here: https://us.norton.com/pricing (price shown before your Dirigo FCU savings is applied). The price is subject to change, but we will always send you a notification email in advance. (3) You can cancel your subscription at my.norton.com or by contacting Member Services & Support at https://support.norton.com/ or at 844-488-4540. For more details, please visit the Refund Policy: https://www.norton.com/return-policy